Appraisal services for Sandy and Salt Lake County homeowners

Here are the top 7 reasons UT homeowners order from Promontory Appraisal Services:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To cut your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a UT divorce, where property needs to be divided
Determine the true market value of property in question to settle an estate

Need help deciding the price of your home in or near Sandy, UT?
Contact Promontory Appraisal Services.

At Promontory Appraisal Services, we understand the particular needs of a customer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value estimation than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. At Promontory Appraisal Services, we're experts in helping consumers just like you rid yourselves of unwanted PMI insurance.

Challenging a property tax assessment

Lets say you live in a region that is declining -- your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from Promontory Appraisal Services is your number one weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also inconvenient from a cash flow viewpoint. Promontory Appraisal Services can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for precision? Promontory Appraisal Services offers field reviews where we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.